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Summary Plan Description (SPD)

The Summary Plan Description (SPD) is a detailed guide to what services are covered by the particular plan.

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Summary of Benefits & Coverage (SBC)
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What to do when...

I'm a new hire!

I get married or enter into a domestic partnership

I have or adopt a child

I gain or lose other coverage

I divorce or legally separation

I need to change my dependent care FSA

I need to change my accident, critical illness, and/or identity protection benefits

I need to take a leave of absence

I need to change my pet benefits

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