McClatchy's health care plans are designed to provide our benefit-eligible employees with comprehensive and affordable care. Additional information on medical coverage is listed below.
McClatchy's medical plans, administered by Aetna, help make it easy for you to get the care you need. Both plans cover the same types of procedures and services and you’ll have access to the same large network of doctors and facilities throughout the country; however, they differ in the way the cost of care is structured and in the strategies you can use to control your expenses.
Savings Advantage Plan with HSA
This is a traditional PPO plan with a high deductible and a Health Savings Account (HSA) that you can use to save and pay for qualified health care expenses now or in the future. With the Savings Advantage plan, you’ll pay a lower monthly premium contribution and McClatchy contributes to your HSA to jumpstart your savings. You pay the full cost of care until you reach your deductible, then the plan will pay coinsurance until you reach your out-of-pocket maximum. In-network preventive care is covered 100%.
The Summary Plan Description (SPD) is a detailed guide to what services the Savings Advantage plan covers and how the plan works.
The Summary of Benefits & Coverage (SBC) is a snapshot of the Savings Advantage plan's cost sharing rules, limits and exceptions explained in easy-to-understand terms.
Classic Care Plan
In this plan, you choose any physician or hospital for care, but pay less when you receive care from an in-network provider. With the Classic Care PPO, you pay more in monthly premium contributions than the Savings Advantage plan and pay co-pays or coinsurance after meeting the deductible. In-network preventive care is covered 100%.
The Summary Plan Description (SPD) is a detailed guide to what services the Classic Care plan covers and how the plan works.
The Summary of Benefits & Coverage (SBC) is a snapshot of the Classic Care plan's cost sharing rules, limits and exceptions explained in easy-to-understand terms.
Decoding Benefits Terms
Deductible... co-insurance... do benefits terms seem like a foreign language?
We’ve come up with a cheat sheet of key benefits jargon, as well as, answers to some of our most frequent questions about covered services.
ALEX is here to help make topics, such as the differences between your health care plans, easy to understand and assist you in making the best decision about which plan to enroll in.
Below is an introductory video on how ALEX works; click the link in the member tools section to get your personalized benefits recommendations.
Request a visit with an in-network doctor 24 hours a day, 365 days a year, by web, phone, or mobile app.
Aetna's health plan covers certain preventive services — like shots and screening tests — at no cost to you.
Aetna's online benefits counselor can help with your health care choices.
Use's Aetna's directory to find in-network doctors and hospitals. You can also locate other types of health care providers including urgent care centers, specialists, physical therapists and more.
At Aetna, McClatchy families are taken care of no matter where they are on the path to better health. Members have access to personalized, easy-to-access care and resources to help achieve health goals.
Find the plan that's right for you, check out tools and programs to help keep you health and happy.
Plan ahead and get an up to date, personalized estimate of what you'll pay out of pocket for a lot of common medical services – before you even make an appointment.
Consultations with U.S. board-certified doctors who can diagnose, treat and write prescriptions for a variety of medical issues. Teladoc is available 365 days a year, by web, phone, or mobile app.
For information on behavioral health services available to members for balancing demands of work, life and personal issues, visit the Well-Being page.