McClatchy's health care plans are designed to provide our benefit-eligible employees with comprehensive and affordable care. Additional information on medical coverage is listed below.
Both plans cover the same types of procedures and services and you’ll have access to the same large network of doctors and facilities throughout the country; however, they differ in the way the cost of care is structured and in the strategies you can use to control your expenses.
By enrolling in one of McClatchy's health plans you have access to all of the plans and programs mentioned below. You may never need every feature. But if you do, they’re there for you.
Aetna's health plan covers certain preventive services — like shots and screening tests — at no cost to you.
Savings Advantage with HSA Plan
This is a traditional PPO plan with a high deductible and a Health Savings Account (HSA) that you can use to save and pay for qualified health care expenses now or in the future. With the Savings Advantage plan, you’ll pay a lower monthly premium contribution and McClatchy contributes to your HSA to jumpstart your savings. You pay the full cost of care until you reach your deductible, then the plan will pay coinsurance until you reach your out-of-pocket maximum. In-network preventive care is covered 100%.
Theis a detailed guide to what services McClatchy's medical plans cover and how the plans work.
The Summary of Coverage (SOC) is a snapshot of McClatchy's medical plan rules, limits and exceptions explained in easy-to-understand terms.
McClatchy will contribute the amounts listed below to each employee enrolled in the Savings Advantage Plan and meets the IRS HSA eligibility rules.
- Contributions will be deposited into the employee's Health Savings Account (HSA) in two installments.
- To be eligible for the contribution, employee must be actively employed by McClatchy and enrolled in the Savings Advantage Plan on the date of the installment.
Midyear enrollments should refer to the Employer Contribution Schedule.
Classic Care Plan
In this plan, you choose any physician or hospital for care, but pay less when you receive care from an. With the Classic Care PPO, you pay more in monthly premium contributions than the Savings Advantage plan and pay co-pays or after meeting the . In-network preventive care is covered 100%.
Alex is an online benefits counselor who can help you find the medical plan that makes the most sense for you and helps you to save the most on taxes!
Use's Aetna's directory to find in-network doctors and hospitals. You can also locate other types of health care providers including urgent care centers, specialists, physical therapists and more.
Plan ahead and get an up to date, personalized estimate of what you'll pay out of pocket for a lot of common medical services – before you even make an appointment.
Consultations with U.S. board-certified doctors who can diagnose, treat and write prescriptions for a variety of medical issues. Teladoc is available 365 days a year, by web, phone, or mobile app.