Pension Estimate Request Form

Pension estimates will include all payment options available to you. If you are married, joint and
survivor annuity estimates assume your spouse is the beneficiary. If you meet early retirement
eligibility requirements, the earliest retirement age is the first of the month following your 55th
birthday. Former Knight Ridder pension plan participants must have earned a minimum of 10-15
years of vesting service to be eligible for early retirement. You were credited with one year of
vesting service for each calendar year in which you worked a minimum of 1,000 hours. If you
are no longer employed with McClatchy, you must begin your benefit payments the first of the
month following your 65th birthday.
If you want your estimates mailed to your home, please include your address above